What if I Was Hit by an Uninsured or Underinsured Motorist?
Getting the Compensation You Need after a Motor Vehicle Accident
Driving without adequate car insurance is far more common than you think. It can be devastating to discover, after you've suffered a serious injury, that you cannot get your bills paid because the driver who injured you didn't bother to get enough coverage or any coverage at all.
- If you've been in a car or truck accident with an uninsured or underinsured motorist, you may still be able to recover financially.
- If your child was struck by a hit-and-run driver while riding his bike or as a pedestrian, and the driver was underinsured or uninsured, you may still be able to recover financially under your own uninsured motorist coverage.
Talk to a lawyer who understands the ins and outs of the insurance industry. Contact the Law Offices of Ralph R. Hruby, Ltd.
I'm attorney Ralph Hruby and I've been helping injured people in Warrenville, Wheaton and the greater Chicago area since 1982. I have extensive experience getting financial settlements from most insurance companies operating in Illinois. I can negotiate or arbitrate a settlement on your behalf, or take your case to court if your insurance company refuses to provide fair compensation.
Failing to understand your insurance policy may jeopardize your claim. I will review your policy and explain it to you. Call my office for prompt and personal attention: 630.462.1400.
What Is Uninsured and Underinsured Motorist Coverage?
What if You Were Partly at Fault in Causing the Accident?
In Illinois, it may be possible to obtain a partial financial recovery if you were only partly at fault in causing the accident. For example, if you and the other person were equally at fault, you would be able to seek financial recovery for 50 percent of your costs.
Can Your Insurance Company Deny Your Claim?
Yes, it can and does happen: more often than you may think. The insurance company may say you were completely at fault in causing the accident and refuse to pay for your injuries. If you believe that your claim has been unfairly denied, I can investigate your case and bring evidence to the insurance company to dispute the unfair denial of your insurance claim.
Talk to a personal injury lawyer at the Warrenville Law Offices of Ralph R. Hruby to understand your rights under your uninsured and underinsured motorist coverage. Contact me online or call 630.462.1400 for a free initial consultation.
Tell me about your personal injury case.
