Legal Help if Your Insurance Claim Has Been Denied

Insurance Claim Lawyer Serving the Chicago Area

Under Illinois law, an insurance company has a duty to act in "good faith" when processing an insurance claim. That means the insurance company cannot deny your claim unless they have a good - and legal - reason for doing so. State law imposes severe penalties on insurance companies that unfairly deny or significantly delay payment on claims.

But the threat of fines has not stopped many insurance companies from acting in bad faith and denying insurance claims made after a car accident, a death in the family, or a fire or flood causing property damage.

If you feel your insurance claim has been wrongly denied, contact me, attorney Ralph R. Hruby at my Warrenville law office: 630.462.1400. I have helped hundreds of people in Wheaton and the greater Chicago area get the insurance money they deserved, as well as punitive damages and attorneys' fees in cases in which an insurance company wrongfully denied their insurance claim.

I can help you fight insurance claim denials involving the following:

• Car, truck and motorcycle accidents, including accidents caused by uninsured and underinsured motorists
• Medical expenses after any kind of accident, injury or illness, including falls on dangerous properties
• Property damage for residential and commercial properties
• Life insurance

"How Do I Know That I'm Being Treated Unfairly?"

Sometimes the insurance company and their insureds have an honest difference of opinion about what compensation is owed under a policy. I can review your policy and help you understand your coverage and your rights. If the insurance company is denying your payment because they don't have the facts, I can help you make your case.

On the other hand, insurance companies will often try to deny legitimate claims or will offer their customers the least amount possible in order to make their claim go away. As a lawyer with decades of experience representing people with insurance claim denials, I can help you understand the value of your case so the insurance company cannot take advantage of you and give you less than you deserve.

To learn how to challenge a denied insurance claim, contact the Warrenville Law Offices of Ralph R. Hruby at 630.462.1400. I will stand up and fight the insurance company on your behalf.